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1530 S State Street , Unit 12N, Chicago, IL 60605.
Rarely available and move-in ready, this sun-soaked 2 bed / 2 bath residence in the heart of the South Loop features an extraordinary 400+ sq ft private terrace-an exceptionally rare outdoor space that truly sets this home apart. Plenty of room to host friends on warm summer nights while watching the city light up-or enjoy front-row views of Fourth of July fireworks from your own private outdoor retreat. With ample space for seating, dining, and gardening-plus built-in water and irrigation-this terrace offers the feel of a true backyard in the sky. Inside, the home is filled with natural light from floor-to-ceiling windows and offers a seamless flow from the living and dining areas to the terrace-perfect for both entertaining and quiet moments. Start your mornings with coffee in the sun or unwind in the evening with a glass of wine as the city settles around you. Thoughtfully updated throughout, including newly refinished floors (2024), fresh paint (2026), and a beautifully renovated primary bathroom (2025). The kitchen is equipped with newer appliances, while electric blinds (2025) add both comfort and convenience. The spacious primary suite features a walk-in closet and updated en-suite bath, while the second bedroom and full guest bath offer flexibility for guests, a home office, or both. Located in a well-managed, full-amenity building with easy access to the lakefront, parks, dining, and everything the South Loop has to offer. Exterior secured garage parking (second-floor space) and a private storage cage on the same floor are included.
MLS ID: 12625299
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1530 S State Street , Unit 12N, Chicago, IL 60605.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $625,000 | $625,000 | $625,000 |
| Down Payment | $125,000 | $21,875 | $156,250 |
| Monthly Mortgage Amount | $2,958 | $3,679 | $3,799 |
| Taxes | $870 | $870 | $870 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $275 | $0 |
| Monthly Estimated Total | $4,010 | $5,006 | $4,851 |